• Biography
    Over 30 years experience working with emerging market economies creating and implementing multi-sector economic development programs. Career focus is to encourage investment mostly at the micro and small-scale entrepreneur levels through building...
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  • Professional Experience
    2008 - Present
    In Iraq, advise the nationwide $110 million program to promote private sector development through the sustainable provision of business development services, increased access to finance, and facilitation of international trade and investment.
    2001 - Present
    Expertise in Building Inclusive Financial Systems and Economic Growth in Emerging Market, Conflict and Post Conflict Countries
    2001 - Present
    Expertise in Building Inclusive Financial Systems and Economic Growth in Emerging Market, Conflict and Post Conflict Countries. Current assignments include as a Microfinance Adviser for USAID worldwide, June 2012 as SME Expert Consultant to CAMRIS for a women-owned SME program in South Sudan and Uganda; Course Facilitator - Miami, International Economics, Thunderbird School of Global Management
    2011 - 2012
    Director of the USAID-funded Leveraging Effective Application of Direct (LEAD) Investments, a $12 million, four-year initiative to encourage job and wealth creation through developing Haitian SME (small and medium scale enterprises) through leverage training, business development services and investments mostly from the U.S.-based Haitian Diaspora for a variety of enterprise and socio-economic sectors such as agribusiness and use of warehouse receipts.
    2008 - 2011
    In Iraq, advised the inclusive financial sector development initaitives of the USAID-Tijara Provincial Economic Growth Program. Worked at the macro/enabling environment; meso and micro levels with an Iraqi microfinance industry that's served over 310,000 clients with almost U.S. $750 million in lending. MFIs were able to adapt to their operations improved collateralization such as use of warehouse receipts.
    2007 - 2008
    In Iraq, advised U.S. officials with the Provincial Reconstruction Teams (PRTs) and the Iraqi Government on (a) building inclusive financial systems (microfinance); and (b) effectively decentralizing governmental financial management and budgeting authority to improve the enabling environment for investment and trade.
    2007 - 2008
    In Iraq, advised U.S. officials with the Provincial Reconstruction Teams (PRTs) and the Iraqi Government on (a) building inclusive financial systems (microfinance); and (b) effectively decentralizing governmental financial management and budgeting authority to improve the enabling environment for investment and trade.
    2007 - 2007
    In Cameroon, defined the strategies by which GF will expand its operations in support of developing and implementing inclusive financial systems to encourage economic growth and trade in West and Central Africa.
    2007 - 2007
    In Cameroon, defined the strategies by which GF will expand its operations in support of developing and implementing inclusive financial systems to encourage economic growth and trade in West and Central Africa.
    2006 - 2007
    In Benin, led and advised on the implementation and investment of the $307.3 million, 5-year U.S. Compact with the Rep. of Benin in the four Access areas of Infrastructure to facilitate international and regional trade (the Port of Cotonou) as well as developing water resources, Land Tenure, Justice and Financial Services. Served as Senior Foreign Service Officer and member of the U.S. Ambassador – chaired Country Team, working in direct oversight of and collaboration with the host government counterpart agency, the Millennium Challenge Account (MCA) – Benin.
    2001 - 2006
    In Tunis, led and facilitated the change of the Bank’s orientation to and appreciation of building inclusive financial systems to facilitate economic growth, trade and investment for 53 regional member countries (RMCs). Mainstreamed microfinance from that of a pilot initiative to a policy and oversight division for building inclusive financial systems Formal positions included: (a) Chief Microfinance Expert, responsible for leading the microfinance mainstreaming process; (b) Head of the Central Microfinance Unit, leading a team of experts in performing program and project operations in support of building inclusive financial systems; and (c) Coordinator, ADF Microfinance Initiative for Africa (AMINA), leading and facilitating capacity building and country dialogue on the enabling environment for over 70 microfinance institutions in ten RMCs. Conducted policy reviews for initiatives of economic growth before presentation to the Bank's Board of Director. Donor Peer Reviews including the World Bank and European Union.
    1998 - 2001
    Led and trained local professionals responsible for developing and implementing policies and plans for private sector initiative, value chains and investment in income generation, rural agribusiness skills training, horticulture, animal husbandry, land use planning, tourism, fisheries and forestry to mitigate the impact of the Lesotho Highlands Water Project on indigenous Highlands populations.
    1998 - 2001
    Led and trained local professionals responsible for developing and implementing policies and plans for private sector initiative, value chains and investment in income generation, rural agribusiness skills training, horticulture, animal husbandry, land use planning, tourism, fisheries and forestry to mitigate the impact of the Lesotho Highlands Water Project on indigenous Highlands populations financed by the European Community and World Bank. Oversaw the implementation of programs that assured indigenous populations access to water transfer arrangements to the Republic of South Africa.
    1997 - 1998
    Lead manager at the Bankin Raya Karkara (rural development bank) in Central Niger improving the performance of its agribusiness portfolio and adapting the use of warehouse receipts for collateral. Also lead a study of informal sector financial services, resulting in a national conference held in the capital Niamey with senior government ministers and officials of other NGOs.
    1993 - 1996
    Established the highly successful PADME/Benin program; as of 2011-2012, still one of the most-cited examples of a successful microfinance institution in West Africa.
    1988 - 1993
    Established management and entrepreneurship skills training and advisory services at 17 African OIC affiliates, diversifying their training services in order to be more relevant in the labor markets in which they were operating.
    1987 - 1988
    Monitored and evaluated the performance of programs to promote the economic diversification and self-sufficiency of families dependent on child sponsorship income transfer payments. Evaluated the interventions for the institutional transformation of Plan field offices from welfare payment-oriented to more enterprise focus while on mission to such countries as India, Thailand, Colombia, the Sudan, Nepal, Indonesia, the Philippines and Egypt. •Organized and facilitated two major enterprise development training workshops for Asian and African Plan field staff in Bangkok, Thailand. •Lead the investigation of the Plan country director’s activities in Colombia that defrauded rural peasants; resulting report led to director dismissal and restitution to the victimized rural peasants.
    1985 - 1987
    Managed and trained a team of five Malawian professionals with the business finance institution, Indefund. Monitored the performance of 70 loans with as many agribusinesses sponsored by the USAID-funded Rural Enterprise and Agribusiness Development Program (READI), which lead to improved profitability and formalization into the private sector and enhancement of value chains. Water resources dealt with in terms of financing irrigation for agribusiness clients.•Significantly improved loan recovery performance on the $2 million loan portfolio. •Met and negotiated with agribusiness clients who were mostly senior government officials (Central Bank Governor, Assistant to the President, Army Major General), on the need and benefit of improving management and repaying loans to increase profitability.
    1982 - 1984
    Designed and implemented programs and initiatives to facilitate the financial, budgetary and administrative management infrastructure of the newly sovereign Federated States of Micronesia (FSM) after over 30 years of U.S. Trusteeship. Among other accomplishments, streamlined government budgetary processes among the four Pacific island states of the FSM; established a national health insurance program; and helped to generate more revenue for the total of five governments in the capture of fishing fleets violating territorial water limits.
    1981 - 1982
    Oversaw the administrative services in support of educational and cultural orientation programs for Indochinese refugees in transit through Indonesia.
    1981 - 1981
    Trained for and conducted examinations of the lending operations of commercial banks which were members of the FRB of Dallas within its jurisdiction. The objective of the examinations were to assure (a) that standards were met to assure the bankability of loans, and (b) capital reserves were adequate to meet losses suffered by loans in default.
    2008
    In Iraq, advise the nationwide $110 million program to promote private sector development through the sustainable provision of business development services, increased access to finance, and facilitation of international trade and investment.
    Show All Professional Experiences (21)
  • Educational Background
    1984 - 1985

    Conducted six weeks of field research with 70 indigenous entrepeneurs in the Polynesian Islands of Western Samoa.

    Extra-activity: - Authored the publication, "Indigenous Entrepreneurship in Western Samoa"

    1984 - 1985

    Conducted six weeks of field research with 70 indigenous entrepeneurs in the Polynesian Islands of Western Samoa.

    Extra-activity: - Authored the publication, "Indigenous Entrepreneurship in Western Samoa"

    1984 - 1985

    Conducted six weeks of field research with 70 indigenous entrepeneurs in the Polynesian Islands of Western Samoa.

    Extra-activity: - Authored the publication, "Indigenous Entrepreneurship in Western Samoa"

    1980 - 1980

    Graduated with an Honors Masters of Business Administration in International Management. Assistanceship to Conduct Research on Sub Saharan Africa; Recipient of Several On Campus Scholarships due to High Academic Record. Member of the Student Council

    1971 - 1975

    - Areas of study included management, human resources, economics, accounting, and business law, among others.- Worked part-time evening and weekends while at school.

    Extra-activity: Dean's List, 1974

    Show All Educational Background (2)
  • Professional Skills
    Economics
    International Development
    Microfinance: establishment of strategies for viability, assessment, management, supervision and institutional transformation
    Small and medium-scale enterprises
    Microfinance
    Agriculture
    Governance
    Africa
    Program Management
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