Qtake a look at this ad from craigslist.com I'm in the market to buy a home and I saw this great ad. It's advertised as a 3 level "condo" but from the pic it looks like a townhouse to me and the HOA is only $42 a month.I thought condos are suppose to have condo fees that run $250+ a month?http://washingtondc.craigslist.org/nva/reb/1091231763.htmlthanks for any help...

QOkay, this ad for this house, the person has calculated the monthly payments with on an FHA loan with 3.5 down on a 30 year fixed would be $1054.00 a month which for the life of me I cannot figure.I figured even with 7% interest with PMI insurance and taxes, it would be $831 a month. At 5.5%, with PMI and taxes it would be $724 a month.Can anyone tell me where they came up with $1054?http://sfbay.craigslist.org/eby/reb/1112182523.html(I'm not looking at this particular house, just using this one as an example, I see a lot of these)Please folks, I'm not looking for "who cares?" or "do your own figuring." I realize that. I'm looking for someone who can tell me how they came to that number. There has to be some explaination. Thanks.Fort Still: Incorrect. At 7% interest, the payments would be 735.11 and the PMI is $96 more. Where do you get over $1000?http://www.goodmortgage.com/calc_pmi.htm

QA three-letter-word sequence is a sequence (any sequence) of three-letter words so that any two adjacent words differ by exactly one letter. For example, BED, TED, TEN, MEN, HEN, HUN. Before you ask, here is a list I am given of allowable three-letter-words titled A3word.input:AAH AAL AAS ABA ABO ABS ABY ACE ACT ADD ADO ADS ADZ AFF AFT AGA AGE AGO AHA AIDAIL AIM AIN AIR AIS AIT ALA ALB ALE ALL ALP ALS ALT AMA AMI AMP AMU ANA AND ANEANI ANT ANY APE APT ARB ARC ARE ARF ARK ARM ARS ART ASH ASK ASP *** ATE ATT AUKAVA AVE AVO AWA AWE AWL AWN AXE AYE AYS AZOBAA BAD BAG BAH BAL BAM BAN BAP BAR BAS BAT BAY BED BEE BEG BEL BEN BET BEY BIBBID BIG BIN BIO BIS BIT BIZ BOA BOB BOD BOG BOO BOP BOS BOT BOW BOX BOY BRA BROBRR BUB BUD BUG BUM BUN BUR BUS BUT BUY BYE BYSCAB CAD CAM CAN CAP CAR CAT CAW CAY CEE CEL CEP CHI CIS COB COD COG COL CON COOCOP COR COS COT COW COX COY COZ CRY CUB CUD CUE *** CUP CUR CUT CWMDAB DAD DAG DAH DAK DAL DAM DAP DAW DAY DEB DEE DEL DEN DEV DEW DEX DEY DIB DIDDIE DIG DIM DIN DIP DIS DIT DOC DOE DOG DOL DOM DON DOR DOS DOT DOW DRY DUB DUDDUE DUG DUI DUN DUO DUP DYEEAR EAT EAU EBB ECU EDH EEL EFF EFS EFT EGG EGO EKE ELD ELF ELK ELL ELM ELS EMEEMF EMS EMU END ENG ENS EON ERA ERE ERG ERN ERR ERS ESS ETA ETH EVE EWE EYEFAD *** FAN FAR FAS FAT FAX FAY FED FEE FEH FEM FEN FER FET FEU FEW FEY FEZ FIBFID FIE FIG FIL FIN FIR FIT FIX FIZ FLU FLY FOB FOE FOG FOH FON FOP FOR FOU FOXFOY FRO FRY FUB FUD FUG FUN FURGAB GAD GAE GAG GAL GAM GAN GAP GAR GAS GAT GAY GED GEE GEL GEM GEN GET GEY GHIGIB GID GIE GIG GIN GIP GIT GNU GOA GOB GOD GOO GOR GOT GOX GOY GUL GUM GUN GUTGUV GUY GYM GYPHAD HAE HAG HAH HAJ HAM HAO HAP HAS HAT HAW HAY HEH HEM HEN HEP HER HES HET HEWHEX HEY HIC HID HIE HIM HIN HIP HIS HIT HMM HOB HOD HOE HOG HON HOP HOT HOW HOYHUB HUE HUG HUH HUM HUN HUP HUT HYPICE ICH ICK ICY IDS IFF IFS ILK ILL IMP INK INN INS ION IRE IRK ISM ITS IVYJAB JAG JAM JAR JAW JAY JEE JET JEU JEW JIB JIG JIN JOB JOE JOG JOT JOW JOY JUGJUN JUS JUTKAB KAE KAF KAS KAT KAY KEA KEF KEG KEN KEP KEX KEY KHI KID KIF KIN KIP KIR KITKOA KOB KOI KOP KOR KOS KUELAB LAC LAD LAG LAM LAP LAR LAS LAT LAV LAW LAX LAY LEA LED LEE LEG LEI LEK LETLEU LEV LEX LEY LEZ LIB LID LIE LIN LIP LIS LIT LOB LOG LOO LOP LOT LOW LOX LUGLUM LUV LUX LYEMAC MAD MAE MAG MAN MAP MAR MAS MAT MAW MAX MAY MED MEL MEM MEN MET MEW MHO MIBMID MIG MIL MIM MIR MIS MIX MOA MOB MOC MOD MOG MOL MOM MON MOO MOP MOR MOS MOTMOW MUD MUG MUM MUN MUS MUTNAB NAE NAG NAH NAM NAN NAP NAW NAY NEB NEE NET NEW NIB NIL NIM NIP NIT NIX NOBNOD NOG NOH NOM NOO NOR NOS NOT NOW NTH NUB NUN NUS NUTOAF OAK OAR OAT OBE OBI OCA ODD ODE ODS OES OFF OFT OHM OHO OHS OIL OKA OKE OLDOLE OMS ONE ONS OOH OOT OPE OPS OPT ORA ORB ORC ORE ORS ORT OSE OUD OUR OUT OVAOWE OWL OWN OXO OXYPAC PAD PAH PAL PAM PAN PAP PAR PAS PAT PAW PAX PAY PEA PEC PED PEE PEG PEH PENPEP PER PES PET PEW PHI PHT PIA PIC PIE PIG PIN PIP PIS PIT PIU PIX PLY POD POHPOI POL POM POP POT POW POX PRO PRY PSI PUB PUD PUG PUL PUN PUP PUR PUS PUT PYAPYE PYXQAT QUARAD RAG RAH RAJ RAM RAN RAP RAS RAT RAW RAX RAY REB REC RED REE REF REG REI REMREP RES RET REV REX RHO RIA RIB RID RIF RIG RIM RIN RIP ROB ROC ROD ROE ROM ROTROW RUB RUE RUG RUM RUN RUT RYA RYESAB SAC SAD SAE SAG SAL SAP SAT SAU SAW SAX SAY SEA SEC SEE SEG SEI SEL SEN SERSET SEW SEX SHA SHE SHH SHY SIB SIC SIM SIN SIP SIR SIS SIT SIX SKA SKI SKY SLYSOB SOD SOL SON SOP SOS SOT SOU SOW SOX SOY SPA SPY SRI STY SUB SUE SUM SUN SUPSUQ SYNTAB TAD TAE TAG TAJ TAM TAN TAO TAP TAR TAS TAT TAU TAV TAW TAX TEA TED TEE TEGTEL TEN TET TEW THE THO THY TIC TIE TIL TIN TIP TIS TIT TOD TOE TOG TOM TON TOOTOP TOR TOT TOW TOY TRY TSK TUB TUG TUI TUN TUP TUT TUX TWA TWO TYEUDO UGH UKE ULU UMM UMP UNS UPO UPS URB URD URN USE UTA UTSVAC VAN VAR VAS VAT VAU VAV VAW VEE VEG VET VEX VIA VIE VIG VIM VIS VOE VOW VOXVUGWAB WAD WAE WAG WAN WAP WAR WAS WAT WAW WAX WAY WEB WED WEE WEN WET WHA WHO WHYWIG WIN WIS WIT WIZ WOE WOG WOK WON WOO WOP WOS WOT WOW WRY WUD WYE WYNXISYAH YAK YAM YAP YAR YAW YAY YEA YEH YEN YEP YES YET YEW YID YIN YIP YOB YOD YOKYOM YON YOU YOW YUK YUM YUPZAG ZAP ZAX ZED ZEE ZEK ZIG ZIN ZIP ZIT ZOA ZOOWe need to find the shortest three-letter-word sequence (example, in the example above it took 5 moves to get from BED to HUN). Find the shortest three-letter-word sequnece that connects the words (if they exist):1. IVY to LAB2. OAK to ICE3. ICY to LIE(backwards order is okay).We need to do this with JAVA. If anyone has an idea on how to start programming this is would be appreciated. Thank you! :)

QA three-letter-word sequence is a sequence (any sequence) of three-letter words so that any two adjacent words differ by exactly one letter. For example, BED, TED, TEN, MEN, HEN, HUN. Before you ask, here is a list I am given of allowable three-letter-words titled A3word.input:AAH AAL AAS ABA ABO ABS ABY ACE ACT ADD ADO ADS ADZ AFF AFT AGA AGE AGO AHA AIDAIL AIM AIN AIR AIS AIT ALA ALB ALE ALL ALP ALS ALT AMA AMI AMP AMU ANA AND ANE ANI ANT ANY APE APT ARB ARC ARE ARF ARK ARM ARS ART ASH ASK ASP ASS ATE ATT AUK AVA AVE AVO AWA AWE AWL AWN AXE AYE AYS AZO BAA BAD BAG BAH BAL BAM BAN BAP BAR BAS BAT BAY BED BEE BEG BEL BEN BET BEY BIB BID BIG BIN BIO BIS BIT BIZ BOA BOB BOD BOG BOO BOP BOS BOT BOW BOX BOY BRA BRO BRR BUB BUD BUG BUM BUN BUR BUS BUT BUY BYE BYS CAB CAD CAM CAN CAP CAR CAT CAW CAY CEE CEL CEP CHI CIS COB COD COG COL CON COO COP COR COS COT COW COX COY COZ CRY CUB CUD CUE CUM CUP CUR CUT CWM DAB DAD DAG DAH DAK DAL DAM DAP DAW DAY DEB DEE DEL DEN DEV DEW DEX DEY DIB DID DIE DIG DIM DIN DIP DIS DIT DOC DOE DOG DOL DOM DON DOR DOS DOT DOW DRY DUB DUD DUE DUG DUI DUN DUO DUP DYE EAR EAT EAU EBB ECU EDH EEL EFF EFS EFT EGG EGO EKE ELD ELF ELK ELL ELM ELS EME EMF EMS EMU END ENG ENS EON ERA ERE ERG ERN ERR ERS ESS ETA ETH EVE EWE EYE FAD FAG FAN FAR FAS FAT FAX FAY FED FEE FEH FEM FEN FER FET FEU FEW FEY FEZ FIB FID FIE FIG FIL FIN FIR FIT FIX FIZ FLU FLY FOB FOE FOG FOH FON FOP FOR FOU FOX FOY FRO FRY FUB FUD FUG FUN FUR GAB GAD GAE GAG GAL GAM GAN GAP GAR GAS GAT GAY GED GEE GEL GEM GEN GET GEY GHI GIB GID GIE GIG GIN GIP GIT GNU GOA GOB GOD GOO GOR GOT GOX GOY GUL GUM GUN GUT GUV GUY GYM GYP HAD HAE HAG HAH HAJ HAM HAO HAP HAS HAT HAW HAY HEH HEM HEN HEP HER HES HET HEW HEX HEY HIC HID HIE HIM HIN HIP HIS HIT HMM HOB HOD HOE HOG HON HOP HOT HOW HOY HUB HUE HUG HUH HUM HUN HUP HUT HYP ICE ICH ICK ICY IDS IFF IFS ILK ILL IMP INK INN INS ION IRE IRK ISM ITS IVY JAB JAG JAM JAR JAW JAY JEE JET JEU JEW JIB JIG JIN JOB JOE JOG JOT JOW JOY JUG JUN JUS JUT KAB KAE KAF KAS KAT KAY KEA KEF KEG KEN KEP KEX KEY KHI KID KIF KIN KIP KIR KIT KOA KOB KOI KOP KOR KOS KUE LAB LAC LAD LAG LAM LAP LAR LAS LAT LAV LAW LAX LAY LEA LED LEE LEG LEI LEK LET LEU LEV LEX LEY LEZ LIB LID LIE LIN LIP LIS LIT LOB LOG LOO LOP LOT LOW LOX LUG LUM LUV LUX LYE MAC MAD MAE MAG MAN MAP MAR MAS MAT MAW MAX MAY MED MEL MEM MEN MET MEW MHO MIB MID MIG MIL MIM MIR MIS MIX MOA MOB MOC MOD MOG MOL MOM MON MOO MOP MOR MOS MOT MOW MUD MUG MUM MUN MUS MUT NAB NAE NAG NAH NAM NAN NAP NAW NAY NEB NEE NET NEW NIB NIL NIM NIP NIT NIX NOB NOD NOG NOH NOM NOO NOR NOS NOT NOW NTH NUB NUN NUS NUT OAF OAK OAR OAT OBE OBI OCA ODD ODE ODS OES OFF OFT OHM OHO OHS OIL OKA OKE OLDOLE OMS ONE ONS OOH OOT OPE OPS OPT ORA ORB ORC ORE ORS ORT OSE OUD OUR OUT OVA OWE OWL OWN OXO OXY PAC PAD PAH PAL PAM PAN PAP PAR PAS PAT PAW PAX PAY PEA PEC PED PEE PEG PEH PEN PEP PER PES PET PEW PHI PHT PIA PIC PIE PIG PIN PIP PIS PIT PIU PIX PLY POD POH POI POL POM POP POT POW POX PRO PRY PSI PUB PUD PUG PUL PUN PUP PUR PUS PUT PYAPYE PYX QAT QUA RAD RAG RAH RAJ RAM RAN RAP RAS RAT RAW RAX RAY REB REC RED REE REF REG REI REM REP RES RET REV REX RHO RIA RIB RID RIF RIG RIM RIN RIP ROB ROC ROD ROE ROM ROT ROW RUB RUE RUG RUM RUN RUT RYA RYE SAB SAC SAD SAE SAG SAL SAP SAT SAU SAW SAX SAY SEA SEC SEE SEG SEI SEL SEN SER SET SEW SEX SHA SHE SHH SHY SIB SIC SIM SIN SIP SIR SIS SIT SIX SKA SKI SKY SLY SOB SOD SOL SON SOP SOS SOT SOU SOW SOX SOY SPA SPY SRI STY SUB SUE SUM SUN SUP SUQ SYN TAB TAD TAE TAG TAJ TAM TAN TAO TAP TAR TAS TAT TAU TAV TAW TAX TEA TED TEE TEGTEL TEN TET TEW THE THO THY TIC TIE TIL TIN TIP TIS TIT TOD TOE TOG TOM TON TOO TOP TOR TOT TOW TOY TRY TSK TUB TUG TUI TUN TUP TUT TUX TWA TWO TYE UDO UGH UKE ULU UMM UMP UNS UPO UPS URB URD URN USE UTA UTS VAC VAN VAR VAS VAT VAU VAV VAW VEE VEG VET VEX VIA VIE VIG VIM VIS VOE VOW VOX VUG WAB WAD WAE WAG WAN WAP WAR WAS WAT WAW WAX WAY WEB WED WEE WEN WET WHA WHO WHY WIG WIN WIS WIT WIZ WOE WOG WOK WON WOO WOP WOS WOT WOW WRY WUD WYE WYN XIS YAH YAK YAM YAP YAR YAW YAY YEA YEH YEN YEP YES YET YEW YID YIN YIP YOB YOD YOK YOM YON YOU YOW YUK YUM YUP ZAG ZAP ZAX ZED ZEE ZEK ZIG ZIN ZIP ZIT ZOA ZOOWe need to find the shortest three-letter-word sequence (example, in the example above it took 5 moves to get from BED to HUN). Find the shortest three-letter-word sequnece that connects the words (if they exist):1. IVY to LAB2. OAK to ICE3. ICY to LIE(backwards order is okay).We need to do this with JAVA. If anyone could help it would be appreciated. Thank you! :)