AB) Must be long lived and must be a tangible asset.

AFirst, pay off all your debt. Credit card issuers are userers and skate on the edge of legal at your age, and the avoidance of interest is a guaranteed tax and interest free vehicle. Paying your car off is a good idea, too. After you get paid off, find a nice mutual fund and don't get sucked into a life insurance deal. Vanguard sells an S&P 500 no load mutual fund with as low transaction fees as there are anywhere. Don't get into individual stocks just yet - they are priced to sell to people who already have portfolios in place and have hedged their risks. I would recommend you rent until the market figures out what it will do with about 4 million or so foreclosures

AIn stocks, look at consumer staples such as companies that manufacture or sell grocery items etc. Regardless of how the economy performs, you still have to buy food, toothpaste, etc.Bonds can also be a good class to look at because when the economy is expected to go into a recession, interest rates typically decline and when that happens, the value of bonds increases. Also, you make want to look at real estate, specifically investor properties. This may be a great buying opportunity with the slowing housing market and the demand for renting may be increasing versus buying a home.

ABRIC (s) are meant to do well next year. Overall, mine did well this year. I will probably put a bit more towards mine in 2012

AAccording to the business news.. commercial property is going to be the next shoe to drop.Meaning financing for commercial property right now is probably next to null and void.Does this help any?

AAsset Acceptance Corp has earned the distinction of one of "AMERICA'S WORST COLLECTION AGENCY'S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line.You should contact them and let them know that you are aware of the illegal tactics they have used and if they don't remove the item, you will seek civil action against them. Cite the following:RE-DATING OF THE DEBT IN VIOLATION OF[CITE: 15USC1681s-2] § 623. Responsibilities of furnishers of information to consumer reporting agenciesa) Duty of furnishers of information to provide accurate information (1) Prohibition (A) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. (B) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if-- (i) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and (ii) the information is, in fact, inaccurate. Here is a link to find out information about them:http://www.budhibbs.com/debtcollectorpages/asset_acceptance_corp.htmhttp://www.ftc.gov/bcp/menus/consumer/credit/reports.shtmDownload a pdf file regarding how to dispute with CRA'sLEGAL DISCLAIMER: The advice contained herein is for informational purposes only. It is not to be construed as Legal Counsel nor Legal Advice.

ALarger wealthy economy and the US isn't going away any time soon. Australia and New Zealand may be wealthy countries but have only a small fraction of the US population and hence the economies are much smaller. The risk avoidance comes from the size of the economy not by what it's driven by. It's inertia, it's diversification, it' shear mass. It's like if all you had in the world was $100, losing $10 would be a big deal but if you had $1 million, then losing $10 isn't a big deal at all. If a car hits a train, it's a bigger problem for the car than it is for the train.

AHere's how I'd see the flow of the transaction:Original purchase: DR Div A - Purchases, CR CashTransfer of parts: 1) DR Div B - Intercompany Purchases, CR Div A - Intercompany Sales (the parts are now in Division B's inventory and out of Division A's inventory)Usage of parts: DR Repair & Maintenance, CR Inventory - Division B

ABest thing is to put each property in a separate llcYou can do this yourself through the secretary of state or corporation commission in your stateThat way if there is a problem with one it won't hurt the others

ABuy a book on Trusts - great way to avoid tax etc but if the trust is not set up or run properly you will end up owing that tax and may be penalised more. It’s definitely realistic; a lot of higher income users use trusts as a legit way to reduce taxes because any income the ‘trust’ makes (i.e. any rental on the house) is taxed at the beneficiary’s tax rate when it is payed out to them, rather than at the higher income earners rate but for the trust to work you have to think of it as being like a separate company. First, it has to be set up for a proper purpose (FYI: avoiding tax and probate is not a proper purpose), it has to be properly managed and administered (i.e. financial statements drawn up), and if it is your house that you are putting in trust, you can’t be the only beneficiary of the property otherwise the trust will be seen as a sham. Also because you sell or gift your house to the company it means you no longer have legal title to it (the trustees do), however as Kiki mentioned you can set it up so you can still benefit from the property i.e. you can have full use of it until you die then it will go to a nominated person, or any other condition you want to impose on it.I don’t know the specifics if you live in USA, but in New Zealand/Australia where I am trusts that involve land need to be in writing so you will need your lawyer to draw up the deed for you and as far as taxes go – in NZ you can make tax free gifts of I think its up to $12,000 per year which means over say 15 or 20 years (depending on the value of the house) you can gift the house to the trust tax free.